Get Affordable Teen Car Insurance with Farm Bureau Insurance's First Mile Program
Becoming a driver is a crucial time in a teenager's life, so conversations about safety are important before new drivers take off behind the wheel. According to the National Highway Traffic Safety Administration, car accidents are the leading cause of death for teens between the ages of 15 and 18 in the United States.
Because a teen's first miles behind the wheel are considered the most dangerous, with the highest risk factor, insurance premiums reflect these facts. This is why we provide the Farm Bureau Insurance First Mile program: to encourage safe driving habits among teens and to help you save on auto insurance along the way.
About The First Mile Program For Teenage Drivers
At Farm Bureau, the First Mile program consists of five simple steps that new teen drivers can quickly complete online. The First Mile program helps prepare 16- and 17-year-old drivers for the responsibilities of being behind the wheel.
Discounts For Your Teen Driver
Teens who complete all five steps of the First Mile program can save their parents as much as 10% on auto insurance for the young driver's vehicle. Plus, they'll have a better understanding of the dangers and challenges on the roads today, which will help them remember to make safety their top priority.
Farm Bureau's First Mile Program At A Glance: How Does It Work?
1. Watch the animated video.
Watching this will only take 30 seconds of your time. As a new driver on the road, this program is all about making sure you have all the street smarts and safety measures that will keep you feeling confident and secure behind the wheel. Better yet, you can complete the entire program in under 15 minutes! Doesn't that sound much better than taking a math exam at school?
2. Study the First Mile Facts.
Familiarize yourself with all the essential skills and rules of the road. You'll be provided with everything you need to ensure safety while you're getting used to navigating those open roads.
3. Take the First Mile Quiz.
Test your newfound driving knowledge with a short quiz that will review the rules and facts of the road. After you pass the quiz (with flying colors, no doubt) you'll be one step ahead and ready to steer clear of any obstacles on the road.
4. Complete the Questionnaire.
By providing some basic information, Farm Bureau will be able to accurately identify where you're at in your driving journey. This information will require you to have your driver's license on hand.
5. Sign the Safe Driver Pledge.
It's as simple as that! You've made your commitment to helping create a safer environment for both yourself and every other driver on the road. By signing the pledge, you've agreed to use your new knowledge of driving to help keep you and others safe while avoiding any accidents behind the wheel. (By the way, fewer to no accidents also means cheaper teenage car insurance rates. Driving safe is pretty much a no brainer.)
Tips for Insuring Your Teen Driver & Keeping Them Safe Behind The Wheel
Perhaps you've been wondering: “How much would insurance be for a 16-year-old?” Just as safety-conscious parents-to-be often think about car seat safety, concerned parents of teenagers often begin thinking about driving safety long before their child's important 16th birthday!
Bigger changes in policies tend to occur at age 18, and your insurance agent is always the best source for information about particular policy options for your family's specific situation, but here are six tips to keep in mind when planning to insure a new teen driver:
Stress the importance of safety: Make sure your teen understands your expectations.
Select your teen's vehicle carefully: Prioritize safety and reliability over all else.
Increase your deductible: This could lower your premiums, too.
Consider a Personal Liability Umbrella Policy: Personal Liability Umbrella Policies can extend coverage limitations.
Add your teen to your policy: Talk with your agent to make sure your teen driver is covered.
Pay for minor damages yourself: Fewer claims for fender benders keep premiums low.
To start the First Mile program, visit us online today, and schedule a meeting with your Farm Bureau Insurance agent.
