When your well-being depends on unpredictable sources (like rain, soil, and the sun), it’s always good to have a safety net. And farmers have always known they can count on each other.

In 1948, Tennessee Farmers Mutual Insurance Company was established to provide affordable property and casualty insurance for rural Tennesseans. Farming was a more dangerous occupation then, and many insurance companies were unwilling to insure farm structures.

So, the farmers of Tennessee, working through the Tennessee Farm Bureau, launched their own insurance company. It wasn’t long before their friends and neighbors wanted to take advantage of Farm Bureau’s insurance program. Since our humble beginnings with just 1,000 policies, we have grown to become one of the top insurance companies in the state with over 2 million automobiles, homes, and small businesses covered by Farm Bureau Insurance.

Twenty-five years later, they added the Tennessee Farmers Life Insurance Company, giving people another reason to rest easy at night knowing their families would be taken care of in the event of illness or a catastrophic event. Today, Tennessee Farmers Life is the largest writer of individual life insurance in the state.

Through it all, the purpose has remained the same: making sure that the people in Tennessee and surrounding areas have someone they can count on. Someone in the community who cares and understands the value of having peace of mind, especially on the farm.

Today, our reach has grown to encompass those in cities, towns, and rural routes all across the state of Tennessee. But our values haven’t changed, and we always remember our roots.

It’s a cliché to many, but it’s never been more true. When it comes to the work we do, it’s our people who truly make the difference. In a time of technological convenience and artificial intelligence, we understand that having someone listen, understand, and be there in a time of need can make all of the difference in the world.

We employ more than 900 people, with 54% having worked for Farm Bureau Insurance for 10+ years. We have more than 350 claims professionals in 16 claims centers across Tennessee who are dedicated to prompt and caring service for those who have sustained a loss. A Farm Bureau office is not hard to find — we have more than 200 offices in every county in the state and more than 500 insurance agents.

We are local. We all call Tennessee home and embrace the values and traits that make Tennessee special.

You don't have to be a farmer to get Farm Bureau Insurance, but you do have to be a member of the Tennessee Farm Bureau. For only $30 per family, Farm Bureau membership has many advantages in addition to top- quality insurance programs. Members enjoy discounts on a wide array of goods and services, have access to health and safety programs, and receive an award-winning membership magazine four times a year.

The Tennessee Farm Bureau is the nation's largest state Farm Bureau organization, with more than 680,000 member families. The success of the insurance operations in Tennessee helps drive that figure. Farm Bureau Insurance covers one in four people in Tennessee.