Tennessee Universal Life Insurance

Security for every stage with universal life insurance

Our universal life insurance policies are designed to adjust to the dynamic nature of your life, providing not just a death benefit but also a range of living benefits. Whether you're looking for long-term financial growth, tax advantages, or the flexibility to adjust your coverage as your needs change, our universal life insurance offers a customizable solution.

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Tennessee Universal Life Insurance

Security for every stage with universal life insurance

Our universal life insurance policies are designed to adjust to the dynamic nature of your life, providing not just a death benefit but also a range of living benefits. Whether you're looking for long-term financial growth, tax advantages, or the flexibility to adjust your coverage as your needs change, our universal life insurance offers a customizable solution.

How does universal life insurance work?

Advantages of universal life insurance

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Download your proof of insurance, pay bills, file a claim, and manage your policies in one place with My Account.
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Life Insurance: Read More

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Should I Buy Life Insurance for My Child?

September 7, 2023

Life

Most people think of purchasing life insurance for themselves as a way to make sure their family is protected financially should the unexpected happen. Because of this, many people tend to overlook the idea of purchasing life insurance for their children. After all, why would your kids need it when they’re young and healthy, right? Plus, let’s admit it, talking about this topic can make people a bit uncomfortable. Read more

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Why Employer-Provided Life Insurance Isn't Enough

November 10, 2020

Life

Having employer-provided life insurance—also known as group life insurance coverage—is a desirable benefit, but it may not always be the best option or enough for the big picture. Consider why group life insurance may be a good route for you or whether you should consider a personal life insurance policy Read more

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Different Types Of Life Insurance: How To Pick The Right Coverage

September 7, 2023

Life

Wouldn't it be nice to rest easy at night knowing that your loved ones will always be protected if something unexpectedly happened to you? This peace of mind can be found through many means, but one of your best options is life insurance. Read more

When you're ready, protect what matters most

Common questions about universal life insurance

Universal life insurance is ideal for those needing long-term coverage and desiring premium flexibility. Suited for individuals with complex estate planning or business ownership, it offers the potential for cash value growth on a tax-deferred basis. The ability to adjust the death benefit and access cash value adds adaptability for changing financial needs. If you think universal coverage is right for you, talk to one of our local agents to learn more.

Life insurance provides a safety net for your loved ones after your death. This type of coverage is essential if you have dependents who rely on your income, such as a spouse, children, or aging parents. It can help cover everyday expenses, mortgage or rent payments, education costs, and even outstanding debts or loans.

One of the most common questions people ask when choosing a life insurance plan is, 'How much coverage do I need?' The answer to this question depends on individual circumstances and financial goals. Typically, people opt for coverage that is equal to 5-10 times their annual income. However, it's important to take into account other factors such as outstanding debts, future expenses, and income replacement needs. Your Farm Bureau Insurance agent can help you determine the right amount of coverage to fit your needs.

Employer group life insurance is great as supplemental coverage, but ask yourself this: What happens to my employer coverage when I retire, change jobs, or get laid off? Group coverage is only good when you are part of the group. We have all heard the saying “Don’t put all your eggs in one basket.” Make sure you have planned ahead and bought individual life insurance so no matter what happens, your family will be protected.

Why Choose Tennessee Farmers Life Insurance Company?

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Tennessee Farmers Life Insurance Surpasses $50 Billion in Total Volume

November 5, 2024

News

Tennessee Farmers Life Insurance Company (TFLIC) today announced a significant achievement, surpassing $50 billion in total in-force volume. This milestone reflects the company's sustained commitment to financial security and protection for its expanding customer base in Tennessee. Read more

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Ward's 50® Recognizes Tennessee Farmers Life Insurance Company

July 11, 2024

News

Tennessee Farmers Life Insurance Company has been recognized by Ward's 50® as one of the top-performing companies in the life insurance industry for 17 consecutive years. Read more

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Tennessee Farmers Life Insurance Company Celebrates 50 Years of Success

September 6, 2023

News

The Tennessee Farmers Life Insurance Company commemorated its momentous 50th anniversary in a celebration held at its corporate headquarters in Columbia, Tenn., on September 1, 2023. Attendees included former employees, the company’s first employee and inaugural chief operations officer Dennis Stephen, former CEO Matthew M. “Sonny” Scoggins, Jr., and former chief operations officer Neal Townsend. Read more

Learn how universal life insurance can benefit you

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Tennessee's Insurance Company since 1948.

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877-876-2222

Tennessee Farmers Insurance Companies

P.O. Box 307

Columbia, TN 38402-0307

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Tennessee Farmers Insurance Companies

P.O. Box 307

Columbia, TN 38402-0307