Tennessee Motorcycle Insurance
Ride confidently with motorcycle insurance coverage
Motorcycle insurance offers essential protection for riders in the event of an accident, covering bodily injury to others and property damage costs for both you and others involved. It also protects your investment by offering coverage against theft, vandalism, and natural disasters, allowing you to enjoy the freedom of the open road with peace of mind.
Tennessee Motorcycle Insurance
Ride confidently with motorcycle insurance coverage
Motorcycle insurance offers essential protection for riders in the event of an accident, covering bodily injury to others and property damage costs for both you and others involved. It also protects your investment by offering coverage against theft, vandalism, and natural disasters, allowing you to enjoy the freedom of the open road with peace of mind.
Explore our motorcycle and ATV coverages in Tennessee
Don't just settle for basic motorcycle coverage - explore the full range of options available to you. From ATVs to side-by-sides, our agents can help you stay protected.
Bodily Injury Liability Insurance
What's covered?
This liability insurance can help cover claims and your defense costs if you are legally liable for a motorcycle accident that injures someone else.
Collision Coverage
What’s covered?
Collision insurance can help cover the cost of damages to your vehicle in cases of accidents, such as collisions with other vehicles or objects like trees or median strips. When you’re choosing your collision insurance deductible, keep in mind that opting for a lower deductible means you’ll have to pay less upfront for repairs when needed, but your monthly premium will be higher. On the other hand, a higher deductible will lower your monthly premium but require you to cover more of the repair costs out-of-pocket.
Why do I need this?
Tennessee drivers who lease or finance a vehicle may be required to purchase collision insurance by their lender.
Property Damage Liability Insurance
What's covered?
Property damage liability insurance can help cover claims and your defense costs if you are legally liable for an auto accident that damages the property of others.
Comprehensive Coverage
What's covered?
Comprehensive insurance can help pay for damages to your vehicle caused by things other than collisions, such as fire, theft, flood, hail, vandalism, hitting a bird or animal, or glass breakage.
Why do I need this?
Tennessee drivers who lease or finance a vehicle may be required to purchase comprehensive insurance by their lender. Avoid unexpected expenses that can drain your finances with comprehensive insurance coverage for your vehicle.
Additional Coverage
Uninsured Bodily Injury Coverage
Pays damages if you or others in your vehicle are injured by an uninsured or underinsured motor vehicle.
Uninsured Property Damage Coverage
Covers the cost of damages to your vehicle and property in your vehicle if it is hit by an uninsured or underinsured motor vehicle.
Customers can also enjoy a 10% discount if they hold a motorcycle license and have successfully completed the state-approved Motorcycle Rider Safety Course developed by the Motorcycle Safety Foundation.
Does my vehicle qualify for motorcycle insurance?
We offer competitive motorcycle and ATV insurance coverage for Tennesseans including liability, comprehensive, and collision options.
Motorcycles
Golf Carts
Minibikes
Dirt Bikes
Scooters
Electric Bicycles
ATVs (all-terrain vehicles)
UTVs (utility task vehicles)
RTVs (Rough terrain vehicles)
Side-by-Sides
Here for you whenever, wherever you go
Download your proof of insurance, pay bills, file a claim, and manage your policies in one place with My Account.
Auto Insurance: Read More
Steps to Take After You’ve Been in a Fender Bender
October 18, 2023
No matter what time of the year it is, auto accidents are going to happen—whether it's due to rain, ice or distracted driving. The best way to avoid an accident is to slow down and pay close attention when driving. Read more
Get Affordable Teen Car Insurance with Farm Bureau Insurance's First Mile Program
October 18, 2023
Becoming a driver is a crucial time in a teenager's life, so conversations about safety are important before new drivers take off behind the wheel. According to the National Highway Traffic Safety Administration, car accidents are the leading cause of death for teens between the ages of 15 and 18 in the United States. Read more
How To Quickly Defrost Your Car Windshield and Windows
September 29, 2023
It’s a cold, winter morning. You wake up, make a warm cup of coffee, get dressed and head out for work only to realize your car windows are completely frosted over. We’ve all been there. Here are a few different ways to tackle the problem... Read more
Common questions about motorcycle insurance
Do you have to have motorcycle insurance in Tennessee?
In Tennessee, drivers are required to provide proof of financial responsibility in the event of an auto accident, which most people do by purchasing liability insurance.
How much is motorcycle insurance in Tennessee?
The cost of motorcycle insurance in Tennessee can vary significantly depending on factors like the type of motorcycle, coverage limits, your riding experience, and more. Talk to your local Farm Bureau Insurance agent today to get a free quote for motorcycle insurance.
